Homeowner Claims
Whether and to what extent your insurance company responds to your claim for physical damage is the fundamental question presented by every policy holder after they notify the insurance company following a loss. Homeowners pay insurance premiums so that they will be covered after damage has been done by any outside force to the property. When the insurance company violates the terms and conditions of the insurance policy, they are acting in bad faith and there may be a claim for breach of contract. The homeowners claims attorneys at Gordon & Doner are well versed in all areas of insurance law, including property and flood insurance.
TYPES OF HOMEOWNER'S CLAIMS
There are a variety of ways in which a home may come to be damaged. Some of the most common homeowners claims include:
- Damages due to forces of nature, such as water, wind, hail and fire
- Theft and damage caused by vandalism
- Pollutant cleanup and its remediation
- Increased cost of construction
- Replacement cost issues
If you receive a letter from your insurance company containing anything similar to the following statements, you should contact a homeowners claims attorney experienced with handling first-party insurance claims to see if you have a case:
- "No coverage for your loss"
- “Your policy has been declared void ab initio based on material misrepresentations in your application.”
- “Your claim has been denied due to the concealment of material facts.”
- “Your policy was canceled prior to the date of loss.”
- “The terms of your policy require you to submit to an Examination Under Oath.”
- “The terms of your policy require you to provide us with documents we request.”
- “The circumstances of your loss fall within an exclusion of your policy.”
- “This letter serves as a reservation of our rights to later deny coverage.”
Whether claims are amicably resolved, appraised, arbitrated, litigated or appealed, the attorneys at Gordon & Doner have the depth and breadth of experienced, practically-minded attorneys with years of experience dealing with claims examiners, insurance company senior management, and insurance defense lawyers throughout the State of Florida.
CONTACT OUR PALM BEACH HOMEOWNERS CLAIMS ATTORNEY TODAY
If you need an accomplished homeowner's claims attorney, contact Gordon & Doner by completing our online contact form or calling us at 1-800-659-1159 for a free, no obligation and confidential consultation.
