Property damage can be caused by a number of natural and manmade disasters. While insurance may cover repair costs, some victims may feel that the compensation being offered is not enough. Others may have to deal with an insurer wrongfully denying their claim.
If you or a loved one has been the victim of a property damage incident and has been denied a claim by your insurance company, we can help.
With over 180 years of combined legal experience, our team of West Palm Beach property damage lawyers have the knowledge and resources to handle your case. We will fight to obtain a favorable settlement on your behalf. If we are unable to settle with your insurer, our experienced property damage lawyers are not afraid to go to trial.
Common Causes of Property
There are many common causes of property damage; however, in the United States, fire and water are usually the main sources of damage to private and commercial buildings. Water and fire damage costs homeowners billions in property damage each year.
Under state laws, your property insurance carrier must provide coverage for damage to your residential or commercial investment. However, not all perils are covered under homeowner’s insurance policies. With this in mind, it is important that you review your insurance policy annually to ensure you are completely covered.
Some common causes of property damage that should be covered under your policy include:
Damage from falling objects, such as a satellite or aircraft parts, may be covered under a homeowner’s insurance policy.
Even though the after-effects of property damage can last a long time, knowing that you will be financially compensated during the rebuilding phase is an important part of the recovery process. Compensation gives you freedom from the financial hardships that can often be associated with great material loss, so you can focus your energies on getting back to normal.
If you are struggling to receive the insurance benefits you are entitled, contact a West Palm Beach property damage lawyer at Gordon & Doner. We have a thorough understanding of the intricacies of the insurance system and can help you obtain the compensation you need.
Fill out a Free Case Evaluation to have an attorney contact you.
Property Covered Under Insurance Claims
While damage to a home or commercial structure is one of the most common types of property damage, the term "property" is quite broad and can also include:
- Electrical items
- Musical instruments
Property damage coverage will vary on the item insured. While car, motorcycle and even boat insurance may be straightforward, home insurance can be complex in terms of what is covered under a policy. For example, a fence, detached garage or tool shed, may not be covered under a general homeowner’s insurance policy despite it being on your property.
If you have questions about your policy after suffering property damage, contact an experienced West Palm Beach property damage lawyer. Our team will thoroughly review your policy, investigate the damage and determine if legal action is required. If legal action is required, we are ready to help you every step of the way.
With any property damage claim, the insurance company will generally send out an adjuster or evaluator to determine the level of damage sustained and the monetary value of the claim. While insurance is supposed to protect your assets, most insurance companies only have their own interests in mind.
Adjusters working for insurance companies are highly trained professionals who are skilled at obtaining information that can be used against you during the claim process. It is their job to minimize your payout amount or deny your claim altogether.
With this in mind, employing the services of a skilled attorney to help negotiate with insurance companies can be of great benefit. When you need support, guidance and exceptional legal representation, turn to Gordon & Doner.
Call 1 (855) 722-2552.
Contact a Reputable Property Damage Lawyer
Our firm has a proud reputation of representing the rights of the people, not the powerful. If you are unsure if you have a claim, or if you are now sure if you can win against a large insurance firm, we can help.
We operate on a contingency fee basis, which means we do not charge for our fees or services unless we obtain a settlement for you. At Gordon & Doner, an experienced West Palm Beach property damage lawyer is ready to help you obtain the compensation you deserve.
Schedule a free legal consultation by calling 1 (855) 722-2552.