Florida Considered Riskiest State to Have an Auto Accident
Posted on behalf of Gordon & Partners on Jan 21, 2015 in Auto Accidents
Being in a car accident is always a difficult situation to handle, but a new study is claiming that being involved in a crash in Florida is worse than anywhere else.
Based on insurance liability requirements, the percentage of drivers without insurance and the amount of legal protection victims have, the Sunshine State ranks as the worst in the nation.
Florida has the most lenient liability coverage requirements with drivers only needing $10,000 in personal injury protection and $10,000 in property damage liability.
The study, conducted by Wallet Hub, estimates that nearly 24 percent of all drivers are uninsured. This is six times higher than the state with the least amount of uninsured drivers. In the United States, about 1 in 7 drivers are believed to be uninsured despite the fact that almost every single state requires auto insurance.
No studies have found that there is a correlation between higher minimum levels of coverage and safer roads, however, it can mean that as a victim you are covered if your vehicle is damaged and you suffered serious injuries.
When you're involved in a Fort Lauderdale auto accident with a driver who was uninsured or underinsured, it could fall on your own insurance company to cover the cost of property damage and medical expenses. Unfortunately, some insurers may fail to provide adequate compensation which could mean that you have to pay out of pocket for vehicle repairs or medical assistance.
At Gordon & Partners, a personal injury lawyer from our firm can understand how frustrating these types of situations can be. We believe that victims of car accidents caused by uninsured/underinsured drivers should be able to receive the compensation they deserve. Our knowledgeable attorneys will work with you to determine what your legal options are and if you may be eligible to file a lawsuit.